If you’ve ever been involved in a motorcycle crash, you know the fear of living with injuries and wondering if your bike insurance will cover everything. Still, don’t panic! You can follow guidelines to ease your fears and start the healing process. If you have injuries, check in with your doctor, even if it’s just for a phone call. The sooner they know of your injuries, the better they’ll be able to help you.
If someone else involved in the crash is hurt, ensure you’re also okay. Make sure your medical bills are covered, and if you have any, find out how soon they’ll be paid before they get to your insurance company.
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What to do after a motorcycle crash
Remember that when someone’s injured due to a motorcycle crash, it can affect the riders involved in the crash and the other drivers who may be at fault. You must speak with an accident lawyer like therawlinsfirm.com to determine your legal rights.
If you think there might be another party that should be paying for your medical bills or lost wages, follow these steps:
1) Notify the police
File an accident report with the police department in the town or city where the crash occurred. The police will investigate, and you may be able to find out who is to blame.
2) Call your insurance company immediately
You must call your insurance company as soon as possible. You need to let them know you’ve been hurt in a motorcycle crash, which will help them assess whether they may be at fault. If they are at fault, your policy can cover the payout. If the incident is not their fault, you’ll need to figure out how to handle it.
3) Get medical bills paid as soon as possible
They can add up quickly and prevent you from paying other expenses like rent or food. If your bike is damaged beyond repair, talk to your insurance company about whether they’ll replace it. If so, keep records of all expenses related to the crash so your settlement check will cover them all.
4) Keep records
Keep written records on your biker expenses, including receipts from doctor visits and prescriptions, so you can prove who’s responsible for your medical bills. If you’ve been hurt due to a motorcycle crash and suffered the loss of wages or lost income due to injuries, talk to an attorney about how to handle your case.
5) Get a copy of the police report
The police will give you a copy. You can keep it on hand while you’re injured so that you don’t have to keep going to the station to take notes. You may be able to use the motorcycle crash report as evidence if another driver is at fault for your injuries.
While you can’t predict when a motorcycle crash will happen and you may never know if they’re caused by a driver’s negligence, it is important to learn how to get help and pay attention to the signals your body sends you. Don’t let the fear of being injured keep you from riding, and follow these tips to make sure you have the best chance of getting the money you need.