Nearly 20% of home insurance claims were attributed to water damage and freezing pipes in 2020. According to the Insurance Information Institute, water damage and frozen pipes were the second most frequent reason homeowners filed claims from 2016 to 2020. Water damage related claims have increased over the years, mainly due to the aging of homes which means more plumbing issues. There has also been an increase in water damage to homes due to increased flooding in coastal and low lying areas due to natural disasters such as hurricanes.
Most homeowners insurance policies usually cover water damage from broken or frozen pipes, but they usually do not cover damage caused by flooding. Check your insurance policies annually so that you always know what kind of coverage you are paying for, especially if you live in places where it freezes, or areas close to the coast.
What To Do If you Find Your Home Has A Water Leak
- Try to find the source of the leak as quickly as possible.
- Turn off all the water to your home.
- Take pictures to document any damage to your home or belongings.
- Immediately begin to dry out the damaged areas with fans and dehumidifiers.
- Call your insurance agent to clarify which costs are covered under your policy and which are not.
- Call a reputable water restoration company to get a quote for the professional cleaning and repair of your home.
Why Hire a Professional Water Restoration Company?
A professional restoration technician that has experience in water damage will know how to carefully look for structural and superficial damage to your home. They can detect small leaks and identify what needs to be done to repair the problem. This is a crucial step in the process of restoring your home. If you fail to see the damage initially caused by a leak, the costs could go up exponentially. After a year or two, you may end up finding that the damage has gotten worse over time. In the meantime, you and your family may also end up living in a home that is growing several different types of mold and mildew. This can lead to a number of chronic health conditions that may be difficult to resolve. Both situations will be much more costly to address in the future than if they had been addressed immediately. If you ever try to sell your home knowing there is a mold issue, it may be impossible to sell without remediation first.
Knowledge and Experience Is Key
A flooded home can be a very upsetting situation for a homeowner and his or her family. When you call a professional water damage Jackson, WY restoration company, you can rest assured that they have been through these situations many times before and understand your concerns as a homeowner, as it is their job. Their knowledge and experience will help you feel like you are getting the best possible advice and service in a very trying time. These experienced technicians will help you and your family get back to your lives as quickly as possible.