If you need a payday loan but don’t have a pay stub, there are still some options available to you. You can get a payday loan without a pay stub by using a checking account, prepaid debit card, or friend or family member.
For a checking account, you’ll need to have an account with a bank or credit union and have regular income deposited into it. You’ll also need to show the lender a recent bank statement. For a prepaid debit card, you’ll need to have a card with a major credit card company and have the card loaded with money. You’ll also need to show the lender the card and proof of income. And finally, for friend or family member, you’ll need to find someone who has a checking account and ask them to deposit money into their account. You’ll also need to show the lender the account and proof of income.
No matter which option you choose, getting a payday loan without a pay stub is possible.
Table of Contents
Get a payday loan without a pay stub by using a checking account.
To get a payday loan without a pay stub, you’ll need to have a checking account with a bank or credit union. This account will be used to deposit the loan amount and to withdraw the repayment amount.
Have a regular income deposited into the account.
In order to qualify for a payday loan, you’ll need to have a regular income deposited into your checking account. This can be from employment, self-employment, government benefits, or other sources. The lender will use this information to determine your ability to repay the loan.
Show the lender a recent bank statement.
When you apply for a payday loan, the lender will require you to show them a recent bank statement. This is to verify that you have an active checking account and that your income is being deposited regularly.
Get a payday loan without a pay stub by using a prepaid debit card.
Have the card loaded with money.Show the lender the card and proof of income.
A prepaid debit card can be a great way to get a payday loan without a pay stub. You can get a prepaid debit card from a major credit card company, such as Visa or Mastercard. The card can be loaded with money, and you can use it to show the lender that you have the funds to repay the loan.
Get a payday loan without a pay stub by using a friend or family member.
Ask them to deposit money into their account.Show the lender the account and proof of income.
If you need a payday loan but don’t have a pay stub, you can still get one by using a friend or family member’s checking account. Here’s how:
- Find a friend or family member who has a checking account. This person will act as your cosigner on the loan.
- Ask them to deposit money into their account. This money will be used as collateral for the loan.
- Show the lender the account and proof of income. The lender will then give you the loan amount minus any fees they charge.
Conclusion
If you need a payday loan but don’t have a pay stub to show the lender, there are still options available to you. You can use a checking account, prepaid debit card, or friend or family member’s account to get the money you need. Just be sure to have proof of income available to show the lender.