Credit cards are among the most popular financial tools because of the range of shopping benefits and privileges on entertainment, travel, and lifestyle expenses. You can conveniently apply for a credit card online or offline from your bank. A credit card online application process involves providing some documentation which needs to be verified before getting approved. Therefore, you must know how to get a credit card and the credit card eligibility criteria before you proceed with the application.
To offer you convenience, banks provide the facility to check your credit card application status. The article below details various ways to check your credit card application status.
Knowing how to get a credit card and ways to check application status
If you are a first-time applicant, you may be confused about how to get a credit card. The application involves a few simple steps such as documentation, verification and approval. It can take a couple of days from the date of application to get your credit card delivered.
However, it is a good practice to keep yourself apprised of the status of your credit card online application as it helps you determine the delivery time of your card. Moreover, by staying updated, you can take the necessary steps if your application goes unapproved.
Banks and financial institutions offer SMS updates or ways for tracking links through application numbers online. Several other banks also offer a status update facility through calls and customer support.
IDFC FIRST Bank offers convenient credit card applications online, as well as offline. You can track your credit card application status through a mobile app or internet banking. IDFC FIRST Bank credit cards are among the most affordable cards with attractive interest rates and exclusive offers and reward programs.
Steps to check your credit card application status
The process of tracking credit card application status varies with the bank. However, the basic procedure remains similar. You receive a credit card online application reference number that you need while checking the status. You can choose an online or offline mode to contact your bank.
To check your credit card application status online, follow the steps below:
- Visit the official credit card portal of your bank and scroll to the credit card section
- In the services section, you can find track your credit card application online
- Click on the ‘track your credit card application’ button
- You will find an online form with entries such as date of birth (DOB) and registered mobile number
- In addition, you can also find the entry for the application number in the tracking form
- Enter the details and proceed as instructed
- Once your application is successfully submitted, you get your credit card application status.
You also get an SMS update and an e-mail regarding your current application status to your registered contacts.
Alternatively, you can also check your credit card application status through the customer support team. IDFC FIRST Bank provides extensive customer support round-the-clock for tracking your application, including queries related to any banking products.
With online applications, you can conveniently obtain your credit card within a couple of days. However, since there are numerous steps involved, you need to stay aware of your credit card application status to take the quick required action.